Have you ever known that one person who, in life, just couldn’t find a place to settle their soul? A lot of people consider these types as a lost cause, wondering aimlessly with no direction. Some have even said that if the person could just find their “niche” they would be rich. I am here to tell you to encourage those types of people, instead of bringing them down by making them feel like they are not going anywhere. These people are some of the brightest minds that the world has to offer. They may not follow the typical career path, like most other people and what is accepted in society, but they always live their life on their own terms. For them, a career isn’t always a necessity.
It Starts In School
The people I’m talking about are usually good in school, achieving good grades and test scores, advancing without too many problems. Some of the time, the people even go to college — but rarely finish. You see, it is hard for them to commit to it without having to think about it. Devoting your entire life to something is very serious, and these people treat it no less.
It Ends Up With Them In Riches
Watch these people throughout their lives. You will see them come into money, usually time and time again, and continue on living. Over time, though, these same people that do not have a typical career will usually end up much further along than the same people who went to school for 4, 8 or 12 years to achieve a degree in something that they’re not really happy with after all the time has passed.
Just encourage these people, is all.
With an average rent value of $1,089 per month and a median home value of $111,000, Lubbock Texas is a hidden gem in the southwest. Unemployment rates stay below 6%, while the national average hovers around 10%.
Oklahoma City, Oklahoma
Boasting a sub 5% unemployment rate Oklahoma City, Oklahoma is nestled deep in the midwest. Average rental incomes run almost $1,200 with an average home value of $131,000. The city’s culture will suck you in, and not let you leave. Be sure to try the BBQ!
Another city in Texas lands on the list. 5.7% unemployment means that people can afford to pay the $1,400 average rental unit price in the city. Homes are selling for, on average, $158,000. The city’s large population is densely packed with shops and offices, making it great for renters and investors.
Rochester, New York
Rochester comes in on the list of the top highest gross rental yield cities in the country. 7% unemployment affords $1,050 per month in average rental income. With homes selling for an average price of $121,000 it leaves plenty of room for investment income. Play your cards right and you could make a lot of money in Rochester.
Nashville is known for it’s rich musical history. Houses here average $150,000 and bring in almost $1,300 a month in average rental unit income. Large universities house budding students, while the career types hit the skyrises and the artists hit the streets.
This is a topic that has come up quite often among friends, both married and single. It’s usually a hot debate on when people think finances should be joined in a relationship, with some people falling on one end of the spectrum, believing that as soon as you are married you should join your accounts together, if not before. While others at the opposite end of the spectrum feel that you should never join bank accounts and always keep your money separated. I’ll discuss deeper into both of these beliefs, and why I think they are both wrong.
One side of the fence feels like you should wait until you’re married, and then join accounts. This is the most common arrangement that couples use both before, and after tying the knot. It is a lot easier to keep track of where money is coming from and going when you have everything in one place than it is when the finances are divided. From bills, to savings accounts, checking accounts, credit cards, and everything else, this arrangement forces couples to come together as a team to conquer their financial obstacles.\
As for the folks on the other side of the fence, they feel as though you should never join finances. I am a little biased towards this view because of the relationship I have with my long term girlfriend. When the bills come due everything is split down the middle, money is put into a joint account and the bills are paid. Whatever is left belongs to each person. This view does present some problems, though. From experience I have learned that it doesn’t quite provide the security needed for a solid relationship.
What If You Never Get Married?
If you look at my girlfriend and I’s relationship, we do not have joint bank accounts. We are on each other’s accounts as users but we do not share money. We split the bills directly down the middle, and her money is her money, while my money is my money. This has always done away with one of the biggest arguments I hear couples having: spending too much money. Sure, her and I still get into it over money sometimes, but the arguments are aimed towards keeping each other accountable to our goals.